ABHFL - Credit Manager -Informal-Dhanbad

Job description

**Key Result Areas** Supporting Actions Underwriting and Portfolio Quality Management - Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines - Seek guidance from seniors proactively and gather insights on technical aspects as well as state/ property specific considerations for effective risk assessment of individual cases - Liaise with relevant Legal, Technical and other verification vendors for Legal-Technical evaluations and clarifications in complex cases, as required - Monitor the bounce rates as per threshold limits. Process Efficiency - Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives - Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations - Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs; escalate to RCM as required. - Effectively managing external vendors to ensure quality of reports & TAT - Efficiently track Cost and ensure they are within budgeted levels. - Ensure accurate data capture in LOS and maintain high quality of documentation. - Ensure collection of Post disbursal documents within assigned time frame.