Analyst

Job description

**JOB SPECIFICATION** Position: Analyst – Equity Research Location: Mumbai **KEY RESPONSIBILITIES** • Development and maintenance of financial and operational models related to working capital financing solutions. • Building and updating business case models to assess portfolio performance, profitability and growth opportunities. • Analysis of lending portfolios, including provisions, write-offs, recoveries and credit performance metrics. • Understanding and interpreting financial statements, banking concepts, and credit-related data. • Supporting management reporting and ad-hoc analytical requirements. • Development of automation tools using VBA and/or Python to streamline recurring processes and improve operational efficiency. • Data reconciliation, validation, and quality checks across multiple datasets. Preferred Skill Set: • Strong financial modelling and analytical skills. • Understanding of lending, working capital financing, credit risk, provisioning, and write-off concepts. • Proficiency in Excel, including advanced formulas and financial modelling techniques. • Experience with VBA and/or Python-based process automation. • Effective communication and stakeholder management capabilities.