Analyst, Specialist, Credit Control, Risk Management Group

Job description

**Job Purpose** To be responsible for the credit administration related work. **Key Accountabilities and Requirements** - peparing/Checking of offer letters and documents in line with the credit conditions stipulated in Credit Memos - Monitoring of post disbursal conditions - Limit inputting, release and Checking of all conditions precedents stipulated in Credit Memo before loading of both Offshore and Onshore limits - Tracking of various regulatory/Credit Monitoring items like Stock Statement, QIS, Insurance policies, collateral audit, ROC Search etc. - Preparing MIS on incomplete security documents and and liaising with RMs for receipt/rectification of such items - Liaising with in-house legal team and external legal counsel for drafting of non standard docs so as to ensure that credit conditions stipulated by credit chain are incorporated in such documents - Liaising with HO, other department for MIS and other information as well as for off-shore limits loading/facilities disbursals. Participating actively in Process analysis and making them more efficient and reducing duplication of processes. **Job Duties & responsibilities** - Checking of offer letters and security documents - Follow up of Pre and Post monitoring disbursal conditions and pending security documents - Preparing of various MIS which includes, Internal MIS and that for HO/ regulators - Effect Data base management of various MIS pertaining to Credit Control Unit - Liaising with in house and external legal for drafting of non standard docs and also with vendors for valuation, charge creation etc. - Effective management of the portfolio being handled by him/her. **Experience** - The job holder should have requisite skills in terms of understanding the various products offered by the bank. He/She should have handled credit administration - Jobs. Minimum stint of 3-5 year in credit administration in various positions (For BE-A the experience level of 3 years can be considered). **Education / Preferred Qualifications** The job holder needs to be at least a graduate in the Commerce stream. Should have handled documentation for at least 3-5 years,. Basic knowledge of MS Office and various systems used by CCU can be an added advantage. **Core Competencies** - The job holder needs to posses the following skills: - **Job Knowledge** : The job holder needs to have thorough job knowledge of documentation and various corporate bank products and needs to know as to what is expected from him/her. - **Organising Skills:** The job holder needs to be organised so as to enable him to meet the conflicting deadlines. - **Proactive:** To understand the system implementations and grasp the changes faster. - **Communication Skills:** The job holder needs to have effective verbal as well as written communication skills. - **Interpersonal Skills:** The job holder needs to liaise with various stake holders including but not limited to RMs, Legal Compliance, Finance teams **Technical Competencies** The job holder needs to have the Basic knowledge of MS Office and various systems used by CCU. He/she should be well aquatinted with RBI as well as ECB norms for offshore lending and other regulation prescribed by various regulators from time to time. **Location:** New Delhi **Job:** Risk Management **Schedule:** Regular **Employee Status:** Full time