Area Credit Manager

Job description

**The Purpose Of This Job Is** - To oversee the credit underwriting function and review of credit proposals logged in for the region - To facilitate quick turnaround of credit lending proposals in close liaison with the local credit analysts and sales teams. - To undertake necessary steps for risk mitigation, when required, while ensuring adherence to legal & documentation norms & policies and highlight credit risks and mitigating actions to facilitate decision making by relevant approving authorities - To undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. - To review and ensure documentation of the proposals and effectively monitor client creditworthiness from the pre sanction to post disbursement phase - To approve credit proposals within approving authority and recommend cases to NRM / Credit Committee for decision. To guide, motivate and manage a team spread across different locations and serving different business segments.