Area Credit Manager - Commercial Vehicle - Motor Finance

Job description

We are looking for a skilled Area Credit Manager to join our team in Patna and Kashi Palace. The ideal candidate will have 4-6 years of experience in commercial vehicle motor finance, with expertise in credit management. ### Roles and Responsibility - Manage and oversee the credit function for commercial vehicles, ensuring compliance with regulatory requirements. - Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. - Conduct thorough analysis of customer financial data to determine creditworthiness. - Collaborate with cross-functional teams to identify and mitigate potential credit risks. - Monitor and report on credit performance metrics, providing insights for improvement. - Ensure all lending decisions are made in accordance with company guidelines and industry standards. ### Job Requirements - Strong knowledge of commercial vehicle motor finance and credit management principles. - Excellent analytical and problem-solving skills, with the ability to interpret complex financial data. - Effective communication and interpersonal skills, enabling strong relationships with customers and stakeholders. - Ability to work in a fast-paced environment, prioritizing multiple tasks and meeting deadlines. - Proficiency in credit risk assessment tools and technologies, with experience in managing large datasets. - Strong understanding of regulatory requirements and industry standards related to credit management. ### About Company Tata Capital Ltd is a leading player in the commercial vehicle motor finance industry, committed to providing innovative financial solutions to its customers. Disclaimer : This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.