Assistant Manager OTC

Job description

Specialist - F&A - I2C **Ready to turn bold ideas into real-world impact?** At Genpact, we don’t just adapt to change, we lead it. AI and digital innovation are transforming the way businesses work, and we’re at the forefront of it. Genpact’s AI Gigafactory, our industry-first accelerator, exemplifies how we scale advanced technology solutions to help global enterprises work smarter, grow faster, and transform at scale. Whether tackling complex challenges through large-scale models or agentic AI, our breakthrough solutions tackle companies’ most complex challenges. If you thrive in a fast-moving, innovation-driven environment, love building and deploying cutting-edge AI solutions, and want to push the boundaries of what’s possible, this is your moment. Genpact (NYSE: G) is an agentic and advanced technology solutions company. We leverage process intelligence and artificial intelligence to deliver measurable outcomes. With a strong partner ecosystem and decades of client trust, we provide innovative solutions that transform how businesses run. Powered by a team with an active learning mindset and client centricity at its core, we deliver lasting value for the world’s leading enterprises. Get to know us at genpact.com and on LinkedIn, YouTube, X, and Facebook. **Job Description** Inviting applications for the role of Assistant Manager [Credit Risk Analyst] [Credit Risk & Underwriting Skills Risk Management & Mitigation Operational & Decision Making Capabilities Commercial & Business Acumen Stakeholder & Communication Skills Leadership Professional Maturity & Personal Attributes]!Making Capabilities In this role the Credit & Risk Analyst Business & General Aviation plays a handson role in managing daily credit risk operations enabling uninterrupted fuel supply through timely wellinformed credit decisions. The role partners closely with Sales Operations Dispatch and Collections to assess monitor and mitigate customer credit risk while safeguarding portfolio quality in a fastpaced aviation environment. Responsibilities: - Supports daytoday credit risk operations with high energy ownership and a strong commercial mindset enabling sales growth through balanced riskappropriate credit decisions while protecting the company. - Performs daily credit risk analysis and underwriting for a large aviation customer base (22 K+ customers) within a fuel distribution business demonstrating a strong analytical mindset and high attention to detail across financial analysis exposure monitoring credit limits and payment performance. - Engages sensitive credit conversations and negotiations with internal/external stakeholders using exceptional stakeholder influence clear verbal communication and wellstructured written communication (including English and all concepts both written and verbal communication). - Operates effectively in a demanding fastpaced environment demonstrating accuracy under pressure adaptability and timely independent decisionmaking to balance the risk/return of individual accounts. - Conducts new customer assessments existing customer reviews limit increases payment term changes adhoc reviews and exception handling in line with credit policy showing sound judgment and policy compliance. - Identifies evaluates and mitigates credit risk by analysing customer financial payment behaviour ownership structures market and regional risks and industry dynamics applying critical thinking and commercial awareness. - Manages Risk relative to underwriting and results of assessing counterparty to determine how customer can be supported while protecting valuation of the outstanding accounts receivable - Manages daily operational credit decisions such as order release approvals fuel supply enablement and card approvals with accuracy timeliness and decisionmaking confidence. - Structures risk mitigants (e.g. - guarantees L Cs margining secured terms) to unlock commercial opportunities while managing downside risk applying problemsolving capability sound judgment and risk discipline - Performs regular and periodic portfolio reviews to proactively identify emerging risks deteriorating accounts and concentration exposures demonstrating proactive risk ownership. - Prepares clear structured and welldocumented credit notes assessment summaries and risk recommendations reflecting strong written communication skills and clarity of thought. - Collaborates closely with Sales Dispatch Customer support Credit Leadership and Collections teams demonstrating collaboration stakeholder management and a solutionoriented mindset. - Consults with senior management and credit leadership on complex highrisk cases including escalations and restructurings displaying professional maturity and confidence in handling complexity. - Analyzes complex and elevatedrisk credit requests including limit exceptions and highvalue accounts recommending revised terms or safeguards with analytical rigor and balanced risk judgment. - Supports legal bankruptcy and insolvency cases through coordination with internal legal teams external counsel and collections partners showing resilience and structured problemsolving ability. - Contributes to bad debt management and quarterly reserve analysis with financial discipline and accountability. - Builds strong working relationships through professionalism openness and collaboration valuing feedback and continuous learning. - Brings genuine passion for credit risk management and aviation business dynamics with curiosity and motivation to continuously build expertise and take initiative within the role. **Qualifications** Bachelors - Accounting, Bachelors - Commerce, Bachelors - Economics, Bachelors - Finance, Masters - Finance **Certifications** Accounts Payable Certification - F-TecF-Tec, Certified Financial Analyst (CFA) - SkillabSkillab, Certified Public Accountant (CPA) - Perfekt SzolnokPerfekt Szolnok, Certified Treasury Professional (CTP) - Instituto Nacional de AprendizajeInstitut