Associate Product Manager - SMB Lending

Job description

PAYU PAYMENTS PRIVATE LIMITED **Job Title: Associate** Product Manager – Lending Platform **Location:** Mumbai / Bangalore **Department:** Product **Job Overview** **What you will Do** - Lead end-to-end product lifecycle from conception to launch and optimization - Collaborate with design teams to create intuitive, user-centric UI/UX and seamless onboarding experiences - Define detailed product requirements, user stories, wireframes, and acceptance criteria - Monitor and optimize user acquisition, activation, and conversion funnels using analytics tools (Tableau, Redash, Clarity) - Analyze funnel metrics, identify drop-off points, and track KPIs to improve user journey and conversion rates - Design and execute experiments (A/B tests, user research, usability testing) to improve funnel performance - Work closely with engineering, design, and data science teams to deliver high-quality products - Manage product backlogs and prioritize features based on business impact and user needs - Collaborate with marketing and sales teams to optimize acquisition and onboarding flows **Supply Chain Finance Expertise (Mandatory)** - Design and enhance products for invoice financing, reverse factoring, and dynamic discounting - Develop solutions for supplier financing, trade finance, and working capital optimization - Create risk assessment frameworks and credit scoring models for supply chain participants - Optimize cash flow solutions for buyers and suppliers across the supply chain **Education & Experience** - Bachelor's degree in STEM related fields. - 1+ year of product management experience, preferably in financial services, fintech, or growth-focused products - Proven track record of improving conversion funnels and driving user growth - Background in growth hacking, performance marketing, or conversion optimization - Knowledge of behavioural psychology and persuasive design principles **Skills & Competencies** - Strong understanding of UI/UX design principles and user-centered design methodologies - Experience with funnel analytics and optimization tools (Clevertap, ) - Proficiency in product management tools (Jira, Confluence, Gen AI tools) - Data analysis skills with SQL, Excel, and business intelligence tools; ability to create dashboards and derive actionable insights - User empathy and ability to translate user needs into exceptional experiences - Strong analytical, problem-solving, communication, and presentation skills **Must Haves** - Ownership - Go-getter - Handle multiple key projects independently in a fast-paced environment