Associate Product Manager - SMB Lending
PayU · State of Mahārāshtra, India
PayU · State of Mahārāshtra, India
**Job Title:** Associate Product Manager – Lending Platform **Location:** Mumbai / Bangalore **Department:** Product **Job Overview:** What you will Do Lead end-to-end product lifecycle from conception to launch and optimization Collaborate with design teams to create intuitive, user-centric UI/UX and seamless onboarding experiences Define detailed product requirements, user stories, wireframes, and acceptance criteria Monitor and optimize user acquisition, activation, and conversion funnels using analytics tools (Tableau, Redash, Clarity) Analyze funnel metrics, identify drop-off points, and track KPIs to improve user journey and conversion rates Design and execute experiments (A/B tests, user research, usability testing) to improve funnel performance Work closely with engineering, design, and data science teams to deliver high-quality products Manage product backlogs and prioritize features based on business impact and user needs Collaborate with marketing and sales teams to optimize acquisition and onboarding flows Supply Chain Finance Expertise (Mandatory) Design and enhance products for invoice financing, reverse factoring, and dynamic discounting Develop solutions for supplier financing, trade finance, and working capital optimization Create risk assessment frameworks and credit scoring models for supply chain participants Optimize cash flow solutions for buyers and suppliers across the supply chain Education & Experience Bachelor's degree in STEM related fields. 1+ year of product management experience, preferably in financial services, fintech, or growth-focused products Proven track record of improving conversion funnels and driving user growth Background in growth hacking, performance marketing, or conversion optimization Knowledge of behavioural psychology and persuasive design principles Skills & Competencies Strong understanding of UI/UX design principles and user-centered design methodologies Experience with funnel analytics and optimization tools (Clevertap, ) Proficiency in product management tools (Jira, Confluence, Gen AI tools) Data analysis skills with SQL, Excel, and business intelligence tools; ability to create dashboards and derive actionable insights User empathy and ability to translate user needs into exceptional experiences Strong analytical, problem-solving, communication, and presentation skills Must Haves Ownership Go-getter Handle multiple key projects independently in a fast-paced environment