Business Analyst || BFSI/ NBFC/ fintech/ LOS !!

Job description

**Role Requirements** - **Experience:** 4 to 6 years of professional experience across industries. - **Education:** - Bachelors degree in engineering with Information Technology, Computer Science, Finance, Business Administration, or related disciplines. - MBA or relevant banking certifications will be preferred. - **Required Experience** - 4-6 years of experience as a Business Analyst in Banking, Financial Services, NBFC, Fintech, or Lending organizations. - Minimum 2-3 years of experience working on Loan Origination Systems (LOS) or Digital Lending Platforms. - Experience in Retail Lending, MSME Lending, Business Loans, Personal Loans, Home Loans, Vehicle Loans, or Microfinance products. - Experience working in Agile project delivery environments. - **Functional Skills** - Strong understanding of Loan Origination and Credit Underwriting processes. - Knowledge of lending products and customer onboarding journeys. - Familiarity with Business Rule Engines (BRE) and workflow-based systems. - Understanding of lending regulations, KYC, AML, and compliance requirements. - Ability to document business processes and functional requirements effectively. - **Technical Skills** - Understanding of APIs, system integrations, and data flows. - Working knowledge of REST APIs and JSON payload structures. - Basic to intermediate SQL proficiency for data validation and analysis. - Experience in process modelling and workflow documentation. - Knowledge of digital lending ecosystem integrations and third-party service providers. - **Tools & Platforms** - Jira - Confluence - Visio / Lucidchart / Draw.io - Figma - Postman - SQL Tools - BPMN Modelling Tools - Enterprise LOS Platforms such as Newgen, FinnOne, Finacle LOS, Temenos, Salesforce FSC, nCino, or similar lending platforms. - **Preferred Skills** - Exposure to Microfinance and MSME Lending processes. - Knowledge of Account Aggregator ecosystem and Digital Lending frameworks. - Understanding of Digital Onboarding, Video KYC, and eSign platforms. - Certification in Agile BA, Scrum, CCBA, or related business analysis disciplines. - **Professional Attributes:** - Strong analytical and problem-solving abilities. - Effective communication and documentation skills. - Stakeholder coordination and collaboration mindset. - Attention to detail and quality orientation. - Ability to manage multiple priorities in a fast-paced environment. - Strong learning agility and ownership attitude. **Additional Details** - **Work Mode & Location:** Full-time, Work from Client (Mumbai Seawood)