Business Analyst - Pune

Job description

**The Purpose Of This Job Is** - To research and analyze credit risk for SEG and SME cases through existing due diligence processes, external agency support and in conjunction with the sales staff and risk team - To assess credit history and approve/ deny extension of credit to potential commercial customers - To keep the house keeping under control i.e. timely renewals, tracking of DPDs (for the assigned portfolio) - To prepare proposals for approved cases and work in collaboration with sales and risk teams to ensure sanction limits and enable quick TATs - To develop and maintain positive business relationships with dealers, commercial customers and sales staff. - To render appropriate credit decisions for more complex commercial financing requests. To assist less experienced Credit Analysis team members with SEG & SME on credit policy issues and commercial underwriting negotiations