Central Auditor

Job description

**About Rupeek:** **Rupeek** , established in 2015 and headquartered in Bangalore, stands as India's leading asset-backed digital lending fintech platform. Committed to making credit accessible to Indians in a fair and convenient manner, Rupeek pioneers innovative financial products focused on monetizing India's $2 trillion gold market. Leveraging state-of-the-art technology and an automated asset-light supply chain, Rupeek is transforming the gold loan disbursal landscape across 40+ cities in India. With a customer base exceeding 5,00,000+, the company's strategic partnerships with top banks and financial institutions underscore its commitment to building gold-backed assets through low-risk, low-touch, and friction-free processes. Rupeek's impressive journey is supported by key investors such as Sequoia Capital, Accel Partners, Bertelsmann, and GGV Capital. ***In Apr 2024, Rupeek turned profitable and raised* $25 *in equity capital from Manipal Group and Elevation Capital to fund its next phase of growth* .** Join us in redefining the future of finance through innovation, technology, and a commitment to financial inclusivity. **About the Role** As an Auditor, you will acquire knowledge of all lenders Rupeek is collaborating with. Their business model, audit methodology. Analyze the database, identify triggers, assign them for further inspection and ensure end to end closure of issues. **Job Title: Central Auditor** **Education:** MBA finance, MCOM or Degree with Audit specific certifications **Experience:** 4-6 Years of relevant experience **Location:** Bangalore **Why work with us?** - As an Auditor you will collaborate with auditors from various backgrounds including charter accountants working PAN India. - Understand gold audit methodologies, geographic diversifications and audit standards applied accordingly. - As an auditor you will analyze, arrive and resolve compliance and policy related deviations. - Learn how the Indian lending system works. - High-impact role at a fast-paced growth company. **As a Central Auditor, you will:** - Read and understand related RBI guidelines and internal policies. - Closely work with Tech team, IT team, Lender partner team, Risk and compliance team to own the audit methodology and get the required data points. - Understand SOPs and actionable of each department and co ordinate with respective SPOCs - Work on large data bases analyze the data, verify the transactions digitally, record observations. - Summarize the observations, validate, discuss with team leaders and raise to respective team leaders. - Track the observations to closure. - Field visit to difference branches /cities incase of any triggers which are critical needs field visit - Present observations with RCA to team leaders - Monitor transactions happening at branches digitally validate with data. - Identify fraud prone areas and deep dive on such data points. **Skill :** - Excellent knowledge on gold loan industry and business model - Good experience on data management and analysis. Hands on experience on large databases on google sheets. - Analyze the data and arrive at deviations from data analysis. - Good understanding on type of ornaments and should be able to visually arrive at gross and net weight or ornaments. - Good communication and Presentation skills. **Profile :** - 3-5 years of relevant experience. From reputed gold loan companies. - Knowledge of appraisal methods and gold quality standards. - Willing to work from office - Willing to Travel on short notice if required - Should have knowledge of industry audit practices and standards. - Good to have: Prior experience in corporate functions in gold loan industry Join our pioneering team at Rupeek Fintech and play a pivotal role in shaping the future landscape of Technology in the Fintech sector!