CM-Retail-Chittorgarh

Job description

Underwriting and Portfolio Quality Management - Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines - Seek guidance from seniors proactively and gather insights on technical aspects as well as state/ property specific considerations for effective risk assessment of individual cases - Liaise with relevant ABFL Risk team members for clarifications on Legal-Technical evaluations, as required Process Efficiency - Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives - Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations - Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs; escalate to RCM as required Risk Compliance & Control - Ensure compliance with established risk management principles and norms; compile periodic and need based MIS, reports, escalation case documents, etc. - Conduct local risk operations in line with defined ‘Maker – Checker’ mechanism with Sales and Operations teams in a systematic manner, across key aspects such as exception approvals, collateral valuation, PDD completion, cheque bounce collections, etc.