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Credit Manager - SME Credit Support Services

Kotak Mahindra Bank · Mumbai/Bombay, Maharashtra

3–10 yrs experienceFullTimePosted 2 days ago
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Job description

Credit Manager-SUPPORT SERVICES-SME Credit KMBL - Corporate - Support Services-Credit Role: Credit Manager \|Grade: M7/M8\| Location: Mumbai Job role Handling a team of credit analysts Prioritization of proposals in consultation with business team Guide the team of credit analysts to write better quality notes and effective monitoring Vetting of Credit Appraisal notes prepared by credit analysts Discuss with senior members of business team on Terms and Conditions for risk assessments/ structuring of the proposal, transaction Assist the credit analysts to formulate credit recommendation in the note. Closely monitoring of portfolio along with team of credit analysts Escalate with action plan for non-compliances and early warning signals Meeting the clients on regular basis to know the updates Networking within various departments of the bank/ taking reference checks from other banks Job req Experience required for the Job: At least 10 years in Credit Underwriting. CA / MBA Good understanding of Accounting Standards, Balance Sheet Analysis. Knowledge of RBI regulations, SEBI and other statutory bodies requirements. Good interaction and communication ability. Excellent verbal, written communication \& presentation skills.