Credit Officer

Job description

**Specific Responsibilities** - Credit Appraisal Underwriting/recommending of proposals for non-collateral/collateral backed education loan. - Process Understanding process and policies and implementing the same to ensure smooth transactions. - Training- Provide training to CPAs so that they work in synergy with the companies policies and norms - Delinquency Management for the location - Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies. - Quality Management in terms of Audit, Compliance and Hind sighting - PDD Management controlling and tracking PDDs through proper MIS for the location **Key Performance Indicators** - Login to Recommendation TAT - Maintaining Audit Compliance and errors in Hind sighting - Training - Delinquency control as per budget - Cost management - New initiatives **Technical Competencies / Skills** - Financial Appraisal of Salaried and Self Employed loan proposals - Knowledge of Unsecured and Mortgage Lending Business - Basic knowledge of Banking - Good Knowledge of computer applications **Personal Attributes** - Leadership Qualities - Drive for results - Strategic Orientation - Customer Centricity **Qualification -** Graduate/Post Graduate