Credit Risk Analytics Intermediate Analyst

Job description

## **Discover your future at Citi** Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact. ## **Job Overview** The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible in US Consumer Cards ECM Risk Team. **Responsibilities:** - Develop Risk Segmentation, Underwriting, Line management, Account management strategies, PnL optimization - Hands on experience of Credit Risk strategy development. - Work closely with cross functional teams, including business stakeholders, MRM and governance teams, and model implementation teams. Implement initiatives to ensure consistency and compliance with global credit policies - Observe key credit trends, threats, inaccuracies and drivers of those observations. Support Audit requirements from external/internal auditors & queries from Independent Risk - Strong analytic, strategic and project management skills - Create story boards, presentations and project plans for discussions with senior management – drive insights - Utilize UNIX and Statistical Analysis System (SAS) to perform risk, financial and data analyses including profiling, sampling, reconciliation, and hypothesis testing - Knowledge and experience of statistical procedures and financial analytic tools. (SQL, R, Python, Hadoop, Spark, SAS) and Machine Learning knowledge preferred **Qualifications:** - 5+ years of relevant experience - Ability to apply credit and risk principles toward business goals - Gen AI/ AI ML proficiency is a plus - Data visualization, Tableau, Python skill are a plus - Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency - Proven ability to remain organized in a fast-paced environment, managing multiple projects - Proven interpersonal, organizational and analytic skills **Education:** - Advanced Degree (Masters required) in Statistics, Applied Mathematics, Operations Research, Economics, MBA (Finance), or other highly quantitative discipline - ## **Job Family Group:** Risk Management - ## **Job Family:** Portfolio Credit Risk Management - ## **Time Type:** Full time - ## **Most Relevant Skills** Analytical Thinking, Credible Challenge, Governance, Policy, Procedure, and Regulation, Portfolio Analysis, Risk Management Lifecycle. - ## **Other Relevant Skills** Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. - *Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.*