Deputy Area Manager - Credit

Job description

**Job Purpose** This position is open with Bajaj Finance ltd.Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity **Duties and Responsibilities** - Responsible for credit appraisal and monitoring for the Salaried Loans.- Implementation of Credit Policy primarily pre-approved and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix.- Analysing the portfolio health and risk involved in particular segment of assets profile and giving timely feedback to sales risk team.- Ensuring portfolio quality is maintained at the highest standards and delinquency is under control.- Striving for continuous improvement in productivity.- Feedback for credit policy and new product launch based on market conditions. **Required Qualifications and Experience** - Graduate/MBA Finance with 1-2 years of relevant experience.