Digital Lending Manager - LAS & LAMF || Mumbai

Job description

**About Angel One:** Angel One is one of Indias fastest growing fin-techs, on a bold mission to make investing simple, smart, and inclusive for every Indian. With over 3+ crore clients, we’re building at scale – and building for impact. Our Super App helps clients manage their investments, trade seamlessly, and access financial tools tailored to their goals. We are working to build personalized financial journeys for our clients, powered by new-age tech, AI, Machine Learning and Data Science. We're a builder's company at heart. You’ll have the space to experiment, the freedom to move with velocity, and the mandate to make bold, user-first decisions – every single day. The vibe? Think less hierarchy, more momentum. Everyone’s got a seat at the table and a shot to build something that lasts. Be part of a team that’s moving fast, thinking big, and building for the next billion. **Why You'll Love Working at Angel One!** - **Ranked Top 20 Companies to Work in India:** We're proud to be recognized as one of the best workplaces, certified for 9 consecutive years. - **Innovation Runs Deep:** From AI to real-time data infra, you’ll work on tech that’s ahead of the curve and solve problems that truly matter. - **Build India’s #1 Fintech Platform:** We’re not just disrupting finance – we’re shaping how the next billion Indians access wealth. - **Own It. Drive It. Scale It:** You’ll have the freedom to lead, the resources to build, and the opportunity to leave your mark. **Job Title:** Digital Lending Manager – LAS & LAMF **Location:** Mumbai **What you will do:** The ideal candidate will bring extensive experience in loan product management, with a proven track record in a reputed new age bank, NBFC or Fintech company. This is a planning & execution role which demands good product understanding, planning & execution, and Operational Process Management to drive business growth and profitability of LAS & LAMF. **Key Responsibilities:** **1)** **Product Planning & Development:** **a.** Assist the leadership in defining & executing the loan product strategy, including product launch, process management, and policy formulation. **b.** Identify market trends, customer needs, and competitive landscape to build a robust product roadmap for both the products & capital market landscape. **c.** Build a solid customer fit platform journeys in collaboration with Tech Product teams **2)** **Business Development & Partnerships:** **a.** Establish strategic partnerships with third-party tech providers and new lenders to expand loan offerings and enhance market reach. **b.** Collaborate with sales and distribution teams to create effective go-to-market strategies and drive product adoption. **c.** Liaison with Digital marketing teams for Campaign creation & execution including offline collaterals. **3)** **Operational Excellence:** **a.** Implement technology solutions and digital transformation initiatives to streamline processes, improve service levels, and enhance customer experience. **b.** Optimize productivity, reduce costs, and ensure profitability through process innovation and automation. **c.** Apply API led tech models on front end and back end **4)** **Financial & Performance Management:** **a.** Prepare and present budgets, business plans, and financial projections to senior management. **5)** **Risk & Compliance:** **a.** Ensure adherence to regulatory guidelines and internal policies for all loan products. **b.** Work closely with the Credit and Risk teams to recommend credit policy changes based on market scenarios and repayment trends. **6)** **Collaborative working:** **a.** Work in high performance cross functional collaborating environment with eye on timely execution & ownership of the KPI deliverables **Who you are:** - 3-7 years of experience in loan product management, with at least 2 years in a product management role. - Demonstrated expertise in lending products and regulatory compliance. - Proven experience in a reputed new age bank, NBFC or fintech company, preferably with a strong market presence. - Collaborative & analytical mindset with the ability to identify market opportunities and drive business growth. - Excellent communication, stakeholder management, and social skills - Proficiency in digital lending platforms, financial technologies, and data-driven business models **What's in it for You?** - **Empowered Growth:** We invest in your growth and empower you to explore your full potential. - **Exceptional Benefits:** Our comprehensive benefits package includes health insurance, wellness programs, learning & development opportunities, and more. For a deeper dive into our company culture and vision, explore our **Company Deck.** **At Angel One, our thriving culture is rooted in Diversity, Equity, and Inclusion (DEI).** *As an Equal opportunity employer, we wholeheartedly welcome people from all backgrounds irrespective of caste, religion, gender, marital status, sexuality, disability, class or age to be part of our team.* *We believe that everyone's unique experiences and viewpoints make us stronger together.* *Come and be a part of #OneSpace\\*, where your individuality is celebrated and embraced.*