Financial Planning and Analysis

Job description

**Role:** Financial Planning and Analysis **Skill:** Finance and Accounting, FP&A **Experience:** 8 years to 12 years **Job Location:** Noida **Certifications-Preferable** - Financial Risk Management (FRM©) certification,IFRS 9 Domain-Banking & Finance and Accounting **Education:** Minimum 15 years of regular, full-time education (10 + 2 + 3) Chartered Accountant, Master’s degree in accounting, Finance, Economics, or related field **Must Have Skills:** - Financial Modeling - Budgeting & Forecasting - Variance Analysis - Strong Accounting Knowledge - Data Analysis & Interpretation **Good to Have:** - Scenario planning / What-if analysis - Long-range planning & capital allocation - SQL / Data extraction skills Power BI / Tableau / Dashboarding tools - Advanced FP&A expertise (Banking preferred) - Strong understanding of Balance Sheet & Capital metrics - Financial modelling (driver-based, scenario modelling) - Knowledge of stress testing frameworks (BoE scenarios preferred) - Advanced Excel + planning tools (Anaplan, SAP BPC, Hyperion) Tools / Systems - Planning tools: Anaplan / BPC / Hyperion/FCSS/ Oracle Fusion - Excel (advanced modelling) - BI tools: Power BI / Tableau Risks & Controls - Risk: Model inaccuracies → Control: Model validation & reconciliation - Risk: Data inconsistency → Control: Cross-functional alignment checks - Risk: Regulatory non-compliance → Control: ICAAP/ILAAP validation reviews **Job Responsibility:** A. Planning & Budgeting • Manage driver-based budgeting models • Consolidate and validate P&L, Balance Sheet, and key ratios • Support business units in preparing planning submissions and review packs • Execute cost allocation models, Maintain allocation drivers, B. Variance Analysis • Actual vs Budget / Forecast analysis • MoM and YoY movement analysis • Cost center-level variance breakdowns • Volume / rate / mix analysis C. Forecasting • Prepare monthly rolling forecasts • Update outlook based on performance, macro factors, and business inputs • Maintain driver-based and scenario-integrated forecasting models D. Scenario Analysis & Stress Testing • Perform sensitivity and what-if analysis (e.g., NIM, impairments, costs) • Support regulatory exercises (ICAAP / ILAAP / stress scenarios) • Quantify capital and liquidity impacts • Prepare governance & committee packs E. Governance & Reporting • Produce segment/customer profitability reports • Draft variance commentary (templated/automated) • Highlight key drivers and anomalies • Prepare Board / ExCo packs • Identify risks and opportunities in financial plans • Validate data integrity and consistency across models