Hiring For Credit Underwriting
Deloitte · Bengaluru, Karnataka, India
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Deloitte · Bengaluru, Karnataka, India
The team Deloitte Strategy, Risk & Transaction helps entities mitigate risk while discovering new opportunities to create value. Our end-to-end risk services span all domains, from managing strategic risks in the C-Suite to improving board oversight, and from balancing financial and environmental policies to addressing cyber thr eats. Learn more about Risk, Regulatory & For ensic) Your work • Perform comprehensive credit assessments, including financial analysis, business evaluation, and peer benchmarking with emphasis on corporate clients. • Prepare underwriting papers, credit notes, renewal proposals, and NTB requests by synthesizing borrower financials, sector data, and internal risk guidelines. • Support Business with financial spreading, data verification, documentation checks, and portfolio-related queries. • Coordinate with Legal and Operations to ensure facility and security documentation is accurate and compliant with approved terms. • Monitor portfolio performance through covenant tracking, exposure review, early-warning indicators, and adherence to approval conditions; escalate deviations when required. • Maintain clear communication with business, risk, and support teams to ensure smooth and controlled credit execution. Key skills Required • 2-6 Years of experience in corporate credit analysis. • Advanced financial analysis, credit ratios, cash-flow evaluation, lending structures. • Financial modelling, excel proficiency, data validation • Credit policy interpretation, documentation governance, controls. • Postgraduate degree or professional qualification preferred (CA / CFA/ FRM). • Strong grounding in credit analysis, financial ratios, corporate finance, and banking products. • Deep familiarity with credit controls, documentation standards, governance, and audit-focused processes.