Hiring For Credit Underwriting

Job description

**The team** Deloitte Strategy, Risk & Transaction helps entities mitigate risk while discovering new opportunities to create value. Our end-to-end risk services span all domains, from managing strategic risks in the C-Suite to improving board oversight, and from balancing financial and environmental policies to addressing cyber thr **eats. Learn more about Risk, Regulatory & For** ensic) **Your work** - Perform comprehensive credit assessments, including financial analysis, business evaluation, and peer benchmarking with emphasis on corporate clients. - Prepare underwriting papers, credit notes, renewal proposals, and NTB requests by synthesizing borrower financials, sector data, and internal risk guidelines. - Support Business with financial spreading, data verification, documentation checks, and portfolio-related queries. - Coordinate with Legal and Operations to ensure facility and security documentation is accurate and compliant with approved terms. - Monitor portfolio performance through covenant tracking, exposure review, early-warning indicators, and adherence to approval conditions; escalate deviations when required. - Maintain clear communication with business, risk, and support teams to ensure smooth and controlled credit execution. **Key skills Required** - 2-6 Years of experience in corporate credit analysis. - Advanced financial analysis, credit ratios, cash-flow evaluation, lending structures. - Financial modelling, excel proficiency, data validation - Credit policy interpretation, documentation governance, controls. - Postgraduate degree or professional qualification preferred (CA / CFA/ FRM). - Strong grounding in credit analysis, financial ratios, corporate finance, and banking products. - Deep familiarity with credit controls, documentation standards, governance, and audit-focused processes.