Lead Software Architect
Bajaj Finance · Pune, Maharashtra, India
Bajaj Finance · Pune, Maharashtra, India
**Job Purpose** BFL is building a POS acquiring for Merchants. The Objective of the individual/team is to deliver a cutting-edge experience in offline acquiring business. The team would closely coordinate and work with multiple project stake holders- Banks, Business COEs, Service, Operations and Finance functions. **Duties and Responsibilities** Responsibilities - Switch expert and good experience working in BFSI industry - Add, modify and configure devices on the switch. Knowledge of switch operations, monitoring procedures to apply strong control and eliminate errors. - Good knowledge about administration of monitoring system on the switch, generating different requirements, files and reports from the switch. - Experience in both issuing and acquiring process. Excellent understanding of Debit cards, prepaid cards, credit cards and payment technologies. - Knowledge of POS switching, ISO 8583 messaging standard, EMV issuing and acquiring standard. Experience on VISA/Mastercard simulators. - Security monitoring which also includes pushing of OS patches, switch patches and terminal related support. - Work closely with infrastructure teams on stability improvement programs and general improvements to the environments. - Manage and co-ordinate recurring issues and ensure long term resolution - Participate in requirement and solution review process - Complete understanding of Offline transaction flow and the entities involved in a transaction. - Taking end to end ownership of partner onboarding, merchant tie-ups. - Providing technical and functional expertise for integration and communication of POS terminals with Banks, interchanges and switches. - Various methodologies for Fraud detection and fraud prevention strategies. - Knowledge in supporting client migration plans, developing new solution offerings and working with internal and external stakeholders to provide optimal integration experience while addressing any technical concerns. - API integration and testing on POS terminal. - Identify and work with third party resources as necessary to support client integration needs. - Strong understanding of payment processing infrastructure systems, technology, security standards and fraud prevention strategies. - Review the technical solution, experience design and make sure the integration follows all the necessary guidelines. - To provide technical leadership, oversight and planning for new features and functionality for the Retail environment/offline merchants - Requires good software design and understanding, taking a lead role in working with business users, project managers and others working within BFL organization - Hands on with technical tasks and project leading activities - Proactively provide regular, clear and consistent communication on the status of projects, issues and deliverables to merchants/vendors/etc. - Under limited supervision, performs technical and administrative work in supporting and maintaining the POS payment systems to clients/merchants - Complete understanding of APIs including new product features and onboarding process - Maintain communication with merchants and keep track of each step of the integration process| - Knowledge in supporting client migration plans, developing new solution offerings and working with internal and external stakeholders to provide optimal integration experience while addressing any technical concerns. - API integration and testing on POS terminal. - Identify and work with third party resources as necessary to support client integration needs. - Strong understanding of payment processing infrastructure systems, technology, security standards and fraud prevention strategies. - Review the technical solution, experience design and make sure the integration follows all the necessary guidelines. - To provide technical leadership, oversight and planning for new features and functionality for the Retail environment/offline merchants - Requires good software design and understanding, taking a lead role in working with business users, project managers and others working within BFL organization - Hands on with technical tasks and project leading activities - Proactively provide regular, clear and consistent communication on the status of projects, issues and deliverables to merchants/vendors/etc. - Under limited supervision, performs technical and administrative work in supporting and maintaining the POS payment systems to clients/merchants - Complete understanding of APIs including new product features and onboarding process - Maintain communication with merchants and keep track of each step of the integration process - Work closely with product team at BFL to make sure merchants have the best integration experience - Technical skillsets should include: Good experience of working in JAVA - Good understanding of REST APIs and the web in general. - Strong knowledge of data structures, algorithms, enterprise systems, asynchronous architectures, and object-oriented programming - Demonstrated experience with best SDLC practices: coding standards, reviews, code management, build processes, and testing - Ability to diagnose and identify issues with APIs, Code, Services, and Network connectivity. - Excellent communication skills along with strong presentation and data analytics skills. **Required Qualifications and Experience** - Bachelor of Technology/Master in Computer Applications - Overall 6-8 years experience in Offline Merchant Acquiring Business and switching technologies. - Experience in Integration of POS machines, troubleshooting - Technology orientation and attitude to challenge status-quo. - High degree of passion and self-belief. - Collaborative work style to engage with peers & colleagues in other functions across the company. - Exceptionally high motivational levels and a self-starter. - Experience in cyber security threats and vulnerability fixes are huge plus - Should possess the below skill sets: -Stak