Lead Solution Architect Lending & Digital Banking Transformation

Job description

Key Responsibilities Enterprise Architecture & Solution Design • Define and govern end-to-end application and integration architecture for lending and digital banking platforms. • Develop target-state architecture for modernization initiatives involving LOS, LMS, CBS, DMS, Middleware, Customer Onboarding Platforms, CRM, and Enterprise Services. • Own application architecture across lending, onboarding, servicing, collections, and customer lifecycle platforms. • Prepare solution blueprints, architecture diagrams, technical specifications, sequence flows, deployment architecture, and integration designs. • Evaluate technology options and recommend architecture patterns aligned with enterprise standards and long-term business objectives. • Establish eusable architecture frameworks, design standards, and implementation guidelines. Lending Domain Transformation • Drive architecture design for Retail Lending, MSME Lending, Microfinance, JLG, Individual Lending, Business Loans, Housing Loans, and other lending products. • Define target operating architecture for customer onboarding, underwriting, credit decisioning, sanction, documentation, disbursement, servicing, and collections. • Lead legacy modernization and migration initiatives from monolithic applications to API-driven, service-oriented architectures. • Define interoperability strategy between LOS, LMS, CRM, DMS, Collections, Analytics, Reporting, and Enterprise Data Platforms. • Support digital lending initiatives aligned with customer experience, straight-through processing (STP), and operational efficiency objectives.