Process Delivery Specialist-Risk & Compliance

Job description

Your Role and Responsibilities: • Review accounts for potential misrepresentation, recognizing occurrences of 1st party fraud, kiting fraud, and/or money mule scenarios. • Identify instances of online Account Take Over (ATO) fraud attempts through device anomaly detection and online monitoring. • Review check items for potential fraud through signature analysis and identify out of pattern behavior. • Coordinate and assist on proposed decisions and action to be taken as a result of any fraud investigation. • Monitor high-volume transaction alerts for suspicious patterns like unusual velocities or geographic anomalies • Document findings in SARs or client reports, escalate high-risk cases, and optimize detection rules to minimize false positives while adhering to BSA/AML and OFAC regulations. Required Education: Bachelor's Degree Preferred education Master's Degree Required Technical and Professional Expertise: Bachelor's degree in finance, criminal justice, IT, or related field; 2-4 years in fraud/AML/Fin Crime operations, ideally in Banking supporting NA geography Skill Category | Core Competencies Technical - Excel, Actimize/NICE, FCRM, Verafin; device anomaly detection, signature analysis, pattern recognition Soft Skills - Multitasking, attention to detail, coordination for investigations and handoffs Domain Knowledge - Fin Crime typologies (1st party fraud, kiting, money mules, ATO, check fraud), NA regulations) **Years of Experience:** 2 - 4