Regional Credit Manager - Lap , Home loan , Business Loan

Job description

**Roles and Responsibilities** - Manage a team of Cluster Heads to evaluate mortgage loans, housing loans, business loans, and LAP (Loan Against Property) applications. - Review credit appraisals and assessments to determine loan eligibility criteria. - Develop and maintain relationships with key stakeholders including developers, builders, and other industry professionals. - Ensure compliance with regulatory requirements and internal policies related to credit underwriting. - Identify potential risks and implement strategies to mitigate them. **Desired Candidate Profile** - 10-12 years of experience in regional credit management roles for mortgage loans, housing loans, business loans, or LAP. - CA qualification preferred but not mandatory; MBA/PGDM degree from a reputed institution required. - Strong understanding of financial statements analysis, cash flow modeling, debt servicing calculations, and risk assessment techniques.