Sr. Assoc, Prod Specialist - Switching & Cards, WRB Tech

Job description

Job Description - -------------- **Job Summary** * The role will be responsible to creating a roadmap for application which are robust and futuristic solutions for ATM Switch and Cards \& Payment domain. * The role will be responsible for handling the Solution Architecture designing and delivery for the ATM Switch, Cards and Payment domain. * Will be responsible for developing solutions, stake holder management, vendor and financial management, developing project costs, and delivering the developed solutions. * Ability to Identifying and managing risks, including developing contingency plans to mitigate potential issues. * Knowledge on card issuing and transaction acquiring processing and standards. * Knowledge on ISO8583 messaging standard protocols. * Hand on experience with VISA, MasterCard Card, UPI and other national card schemes Issuing \& Acquiring, Scheme compliance requirement. * Desirable to have knowledge on national schemes and processor integrations. * Knowledge about API's (SOAP, JSON, REST..ETC) and Web Service Integration. * Knowledge about Back Office integration. * Knowledge about HSM protocols and configuration, Knowledge about encryption Keys/Cryptography both symmetric and asymmetric keys, 3DES, AES, SM4, SHA. * Familiarity with EMV technologies and standards, and PCI DSS and PA DSS standards. * Familiarity with Contact and Contactless technologies, Familiarity with 3DS and Tokenization standards. * Experience with an EFT transaction switching or on-line banking environment. * Hands-on experience with automated test tools and simulators. * Experience on Google Pay/Samsung Pay/Apple Pay Wallets and QR Code and Emerging payments will be an added Advantage. * Strong design and programming knowledge on Unix/Linux environment, Unix Shell Scripting * Knowledge of end-to-end systems development life cycles (i.e., waterfall, Agile and other modern approaches to software development) * Excellent verbal and written communication skills to technical and non-technical audiences of various levels in the organization * Willingly shares relevant technical and/or industry knowledge and expertise to other resources * Excellent problem-solving, team, and time management skills. * Resourceful and proactive in gathering information and sharing ideas. * Experience in banking or financial services industry. * Working experience in Cloud and Digital transformation projects is an advantage. * Good knowledge skill on open banking is a plus. * Ability to review the requirement, impact analysis, gap analysis, high level design, cost estimation, propose timeline, obtain project approval, and draft solution architecture/function spec/technical spec document. * Be an excellent leader, Subject matter expert on the technical and functional knowledge * Good team collaboration, relationships within \& outside POD to all levels of the organization Strong influencing, conflict resolution \& negotiation skills. **Key Responsibilities** **Strategy** * Define roadmap for switching and cards platforms * Evaluate emerging payment technologies * Act as SME for payments ecosystem **Business** * Translate business requirements into technical solutions * Support Visa, Mastercard, UPI integrations * Ensure scheme compliance **Processes** * Requirement analysis and architecture design * Drive full SDLC delivery * Ensure integration across systems **People \& Talent** * Provide SME guidance * Share knowledge and mentor team members **Risk Management** * Identify and mitigate risks * Ensure compliance with PCI DSS, EMV standards **Governance** * Adhere to technology standards * Maintain documentation and audit readiness **Regulatory \& Business Conduct** * Display exemplary conduct and live by the Group's Values and Code of Conduct. * Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. * Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. **Skills And Experience** * Knowledge of ATM/POS switching, Debit Card Issuance/Management, Digital Channels interface, Encryption, HSM and ISO8583 messaging standards * Familiarity with EMV Contact/Contactless, VISA and MasterCard Card Issuing \& Acquiring, Scheme compliance requirements * Experience with an EFT transaction switching and processing. * Familiarity on PCI DSS and PA DSS compliance requirements * Experience on Switch integration with VISA/Mastercard is mandatory. Others such as UPI, JCB and National switches. * Experience on Google Pay/Samsung Pay/Apple Pay Wallets and QR Code and Emerging payments will be a added Advantage * Experience in Web Service integration and API's * Knowledge of end-to-end systems development life cycles (i.e., waterfall, Agile and other modern approaches to software development) * Excellent in preparing the Solution Architecture document, Functional and technical spec * Excellent problem-solving, team, and time management skills. * Experience in Programming Languages and other emerging technologies * Experience in Cloud Services **Qualifications** * B-TECH or BE or MBA grade in Computer Science/ Information Systems or related IT Area; 5-10years **About Standard Chartered** We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bri