Sr. Business Analyst/ Product Manager || BFSI/ NBFC/ fintech/ LOS !!

Job description

**Role Requirements** - **Experience:** 10+ years of professional experience across industries. **Education:** - Bachelors degree in engineering with Information Technology, Computer Science, Finance, Business Administration, or related disciplines. - MBA, PGDM, CA, CFA or equivalent qualification will be an advantage. **Required Experience** - 10+ years of experience as a Business Analyst within Banking, Financial Services, Fintech, or Lending organizations. - Minimum 5+ years of hands-on experience working on Enterprise Loan Origination Systems. - Proven experience delivering digital lending transformation programs and platform modernization initiatives. - Experience working across Retail Lending, Microfinance, MSME Lending, Business Loans, Housing Finance, or Commercial Lending domains. - Experience in large-scale LOS implementations, migrations, upgrades, or platform re-engineering initiatives. **Functional Competencies** - Deep understanding of lending lifecycle management. - Strong knowledge of underwriting and credit risk processes. - Expertise in retail, MSME, and microfinance lending products. - Experience with Business Rule Engines (BRE) and workflow management systems. - Knowledge of co-lending, embedded finance, and digital lending ecosystems. - Understanding of document management, workflow orchestration, and case management platforms. **Technical Competencies** - API and system integration understanding. - REST APIs, JSON payloads, and microservices architecture awareness. - SQL proficiency for data validation and analysis. - Data mapping and interface design experience. - Knowledge of cloud-based and enterprise platform architectures. **Tools & Platforms** - Jira, Confluence - Visio / Lucidchart / Draw.io - Figma - Postman - SQL Tools - BPMN Modelling Tools - LOS Platforms such as **FinnOne, Newgen, Finacle LOS, Temenos, Salesforce FSC, nCino, or equivalent enterprise lending platforms**. **Preferred Skills** - Experience in Digital Lending Platforms and Embedded Finance ecosystems. - Knowledge of AI-driven underwriting and credit analytics solutions. - Exposure to Account Aggregator, Open Banking, and Digital Public Infrastructure (DPI) frameworks. - Experience handling multi-product and multi-entity lending platforms. - Certification in CBAP, CCBA, Agile Business Analysis, Scrum, or Product Ownership **Professional Attributes:** - Strong analytical and problem-solving abilities. - Effective communication and documentation skills. - Stakeholder coordination and collaboration mindset. - Attention to detail and quality orientation. - Ability to manage multiple priorities in a fast-paced environment. - Strong learning agility and ownership attitude. **Additional Details** - **Work Mode & Location:** Full-time, Work from Client (Mumbai Seawood)