State Head Credit

Job description

Managing team of Credit processing associates Credit Appraisal Delinquency Management PDD Management **Role & Responsibilities** - Managing team of Credit processing associates. Credit Appraisal Underwriting/recommending of proposals for non-collateral/collateral backed education infrastructure loan. - Process Understanding process and policies and implementing the same to ensure smooth transactions. - Training- Provide training to CPA’s so that they work in synergy with the companies policies and norms. - Delinquency Management for the location. - Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies. - Quality Management in terms of Audit, Compliance and Hindsighting. - PDD Management – controlling and tracking PDDs through proper MIS for the location Monitoring end usage of loan. **Deliverables** - Login to Recommendation TAT - Maintaining Audit Compliance and errors in Hind sighting - Training - Delinquency control as per budget - Cost management - New initiatives **Eligibility** - CA/ Any PG **Technical Competencies** - Basic knowledge of loan underwriting - Knowledge of Education Lending Business- awareness on risk involved. - Good communication and report writing skills - Basic knowledge of Banking - Good Knowledge of computer applications