Team Member - ESG

Job description

**Key Responsibilities** **Environmental & Social Due Diligence** - Conduct E&S risk assessment of new and existing credit proposals; review sector-specific risks, regulatory compliance, permits, and borrower practices in line with ABCL policy. **Risk Identification & Mitigation** - Identify key environmental, social, health & safety risks; recommend mitigation measures, covenants, and risk controls for decision-making. **Environmental & Social Action Plan (ESAP) Management** - Prepare ESAPs based on identified gaps; coordinate with customers and internal teams for timely implementation and closure of action items. **Monitoring & Compliance Review** - Track ongoing borrower compliance with agreed E&S conditions through periodic reviews, site visits, document checks, and escalation of deviations. **Stakeholder Engagement & Advisory** - Guide customers on ABCL’s E&S requirements; support issue resolution, corrective actions, and awareness on sustainable practices. **Reporting & Documentation** - Prepare summary notes for risk/credit committees, maintain accurate due diligence records, monitoring reports, and MIS for management review. **Policy & Capability Development** - Keep track of regulatory and global E&S developments; support enhancement of internal frameworks, processes, and staff/customer training initiatives.