Transaction Monitoring Analyst

Job description

**Ready to shape the future of work?** At Genpact, we dont just adapt to changewe drive it. AI and digital innovation are redefining industries, and were leading the charge. Genpact’s AI Gigafactory, our industry-first accelerator, is an example of how we’re scaling advanced technology solutions to help global enterprises work smarter, grow faster, and transform at scale.From large-scale models to agentic AI, our breakthrough solutions tackle companies’ most complex challenges. If you thrive in a fast-moving, tech-driven environment, love solving real-world problems, and want to be part of a team that’s shaping the future, this is your moment.Genpact (NYSE: G) is an advanced technology services and solutions company that delivers lasting value for leading enterprises globally. Through our deep business knowledge, operational excellence, and cutting-edge solutions, we help companies across industries get ahead and stay ahead.Powered by curiosity, courage, and innovation, our teams implement data, technology, and AI to create tomorrow, today. Get to know us at Genpact.com and on LinkedIn, X, YouTube, and Facebook. **Inviting applications for the role of a Senior Associate – Transaction Monitoring Analyst** In this role, you will be responsible for conducting end-to-end transaction monitoring investigations for different entities, all levels. You will work extensively with functional leaders in Financial Crime Risk Service line and support functions to maintain production and quality of the highest standard. **Responsibilities** - Conduct investigative review and analysis in support of company’s BSA/AML regulatory compliance policies and program including investigating automated alerts from our transaction monitoring systems, and referrals sourced from law enforcement requests and other company lines of business - Analyze transaction activity and KYC information and conduct due diligence research in support of investigations as well as interpret evidence from external tools and systems to determine the legitimacy of customer behavior across multiple products - Document investigations in written narratives - Decide whether activity warrants escalation for additional review and subsequently recommend whether activity appears suspicious and warrants filing of a suspicious activity report - Incorporate feedback from quality assurance team - Maintain detailed documentation to demonstrate compliance with regulations and internal policies and procedures - Remain current with industry standards and developments in the areas of KYC, BSA/AML, and OFAC, and apply regulatory requirements and internal policies and procedures to case investigations Review data from systems and following client procedures to investigate, decide, and document transaction monitoring alerts - B.A./B.S. degree or equivalent - Relevant years’ experience (conducting AML/Fraud investigations, customer due diligence, SARs preparation and filing) - Working knowledge of applicable laws, regulations, and guidelines (e.g., BSA, OFAC, FinCEN guidance) - Strong interpersonal, analytical, and communications (verbal and written) skills - Excellent written and verbal communication skills. - Experience working with G Suite, Excel, Word. - Flexible and adaptable to the evolving needs of a high-growth and fast paced organization. - Organized with a high level of attention to detail. **Preferred qualifications** - Anti-Money Laundering Specialist Certification. - Specific experience with cryptocurrency products as a user and / or experience working in the digital currency industry. - End to end understanding of Transaction Monitoring / KYC / Screening / fraud operations from documentary and non-documentary verification and as per relevant policy, nature of business, source of wealth / funds, and customer screening against a watchlist of sanctions, PEP, and adverse media - Ability to conduct detailed investigations using vendors and open sources to remediate compliance alerts and to independently research, analyze, and recommend solutions to close open items and discrepancies - Ability to conduct detailed investigation in Adverse / Negative Media and Transaction Surveillance / Monitoring - Outstanding analytical and investigative skills combined with the ability to navigate through ambiguity in a fast-paced, multifaceted environment - Experience in using various risk case management systems such as Actimize etc. would help - Reviewing transactions to establish utilization and source of the fund as per expected activities - Experience processing financial crimes risk management typologies as related to brokerage and virtual currency exchanges - Experience on tools like World Check, Banker's Almanac, Actimize, RDC, Lexis Nexis, Dow Jones and regulatory databases such as SEC Edgar search, Form ADV, FINRA, Company House and other local regulators and company registries would be an added advantage Why Join Genpact? - Be a transformation leader **– Work at the cutting edge of AI, automation, and digital innovation** - Make an impact – **Drive change for global enterprises and solve business challenges that matter** - Accelerate your career — **Get hands-on experience, mentorship, and continuous learning opportunities** - Work with the best – **Join 140,000+ bold thinkers and problem-solvers who push boundaries every day** - Thrive in a values-driven culture – **Our courage, curiosity, and incisiveness - built on a foundation of integrity and inclusion - allow your ideas to fuel progress** - **Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability, or any other characteristic protected by applicable laws.Genpact is committed to creating a dynamic work environment that value