Urgent Opening For Relationship Manager - Bangalore & Hyderabad

Job description

**Key Responsibilities:** **1. Client Acquisition (NTB): Source new-to-bank (NTB) clients in the small enterprise segment with turnover up to 150 Cr. Identify opportunities through market intelligence, references, and industry networking.** **2. Portfolio Management: Manage and deepen relationships with the existing client portfolio. Regular engagement with clients to ensure satisfaction and retention.** **3. Credit Note Preparation: Conduct financial analysis and prepare detailed credit notes for new and existing clients. Evaluate risk and structure proposals in line with banks credit policies.** **4. Sanction Process & Stakeholder Coordination: Liaise with internal credit teams for proposal discussions and approvals. Effectively communicate with clients to understand their financial needs and ensure alignment with product offerings.** **5. Portfolio Hygiene: Ensure timely renewals, limit compliance, documentation, and monitoring of early warning signals. Maintain high asset quality and minimize delinquencies.** **6. Cross-Selling: Identify and capitalize on cross-selling opportunities across products like trade finance, treasury, cash management, insurance, and working capital solutions.** **Desired Candidate Profile:** - **Graduate/Postgraduate in Finance, Commerce, or a related field.** - **2-3 years of experience in corporate/SME/ME banking.** - **Strong understanding of credit analysis and financial statements.** - **Excellent relationship management and communication skills.** - **Proven ability to drive business and manage risk effectively.** **Interested candidate can share there resume here,** **shayanfatima.aaleymohammadsayed.ext@yes.bank.in**