Us Mortgage Analyst

Job description

**Job Title:** US Mortgage Loan Processing & Appraisal Review Executive **Location:** Hyderabad **Shift:** Night Shift (US Business Hours) **Experience:** 2–4 Years **Employment Type:** Full-Time Job Summary We are looking for a detail-oriented **US Mortgage Loan Processing & Appraisal Review Executive** with 2–4 years of experience in the US mortgage industry. The ideal candidate should have hands-on experience in loan processing, appraisal review, and mortgage documentation while ensuring compliance with lender and investor guidelines. Key Responsibilities - Process residential mortgage loan files from application through closing. - Review loan documents for completeness, accuracy, and compliance. - Perform appraisal reviews to validate property valuation, identify discrepancies, and ensure adherence to lender and investor guidelines. - Coordinate with appraisers, underwriters, title companies, and other third-party vendors to resolve appraisal and documentation issues. - Verify borrower information, income, assets, employment, credit, and property-related documents. - Review appraisal reports for quality, consistency, market data, and regulatory compliance. - Identify documentation deficiencies and follow up with internal and external stakeholders for timely resolution. - Ensure all loan files meet quality standards, regulatory requirements, and turnaround time (TAT) expectations. - Update loan processing systems with accurate and timely information. - Maintain productivity and quality metrics while managing multiple loan files simultaneously. Required Skills - 2–4 years of experience in **US Mortgage Loan Processing** and **Appraisal Review**. - Strong understanding of the US mortgage lifecycle and loan processing workflows. - Knowledge of appraisal review guidelines and mortgage documentation. - Familiarity with conventional, FHA, VA, and USDA loan programs is preferred. - Understanding of FNMA, FHLMC, and investor guidelines is an advantage. - Excellent analytical, problem-solving, and document review skills. - Strong verbal and written communication skills. - Ability to work in a fast-paced environment with attention to detail. - Proficiency in MS Office and mortgage loan origination systems (LOS). Preferred Qualifications - Graduate in any discipline. - Experience working with US mortgage clients. - Knowledge of mortgage compliance and quality review processes.