Walk-in || Loan Officer - MSME

Job description

Walk In Drives Dates:-**6th/7th/10th/12th/14th/18th/20th/24th/26th/29th** **August** **Time:- 10:30 AM to 12:30 PM** **Location:-** **1. Bhubaneswar(**Office Address : N-6/323, IRC Village, Jayadev Vihar, Nayapally, Bhubaneswar, Odisha, India, PIN 751015) **Contact Person:- Bedasis Nayak** **2. Ranchi**(Zonal Office- 2nd Floor, Anmol Plaza, Ratu Road Chowk, Opp. Election Commission Office, Ranchi, Jharkhand, Pin- 834001 **Contact Person:-Sneha Kumari** **3. Jamshedpur**( 20, DS Trade Centre, Ram mandir area , Bistupur , Jamshedpur - 83001 ) **Contact Person**:- Sneha Singh 4. **Patna:-** ( Branch Office: Maurya Hotel, Ground Floor 1st Fraser Road Town, South Gandhi Maidan, Patna, Bihar-800001 ) **Contact Person**:- Krishna Mohan Pratap Singh 5. **Kolkata:-**( Office Address: Ground Floor, FC 123 Sector 3, Salt Lake City, Kolkata-700091 ) **Contact Person**:-Supriya Chand 6. **Siliguri:-** ( Upper Ground Floor, Diamond Plaza Building, Sevoke Road,Siliguri, West Bengal 734001 ) **Contact:-** Sujay Bhowal **7. Darbhanga:-**( Branch Office : 1st Floor, Holding No.-605,Rajkumargunj, Darbhanga,,Bihar PIN - 846004 ) **Contact Person**:- Surendra Kumar **Role & responsibilities** Responsible for quality customer acquisition as per product bouquet of the business. Adherence of the process and policies of the Bank while maintaining banking relationship with customers with close coordination with relevant teams. - To source loan clients in line with the business plan and target. - Creating and maintaining strict credit discipline and ensuring zero default in recovery. - Monitor the loan portfolio conduct loan utilization checks and regular monitoring visits. - Ensure compliance with policies, procedures & practices and continuously contribute to their improvement. - Accurate and timely record keeping and reporting. - Understanding customer needs and responding to customer queries & issues to ensure customer satisfaction. - Completion of loan contracts by explaining provisions to applicant; obtaining signature and notarization; collecting fees. **Preferred candidate profile** 1. Minimum 1 year experience in MSME & LAP Product. 2. Ready to work in open market.