ABHFL - Branch Operations & Services Manager - Delhi

Job description

Accountability Supporting Actions Oversee & Drive Branch Operations • o Drive branch operations in a manner that all the loans are processed and disbursed to customers within the stipulated TAT • o Ensure that all the branches receive completed files from the Credit team with customer collaterals (loan documents, agreements, KYC, credit verification, etc) within defined SLAs • o Ensure that the team has scrutinised all files for discrepancies and the necessary action is taken to complete the files • o Ensure optimization of resources and monitor over all end – to – end transaction queues • o Responsible for fund management and closure – post closure documentation for NOC processing • o Monitor timely dispatch of loan disbursal kits • o Manage both - internal & external audit of the branch, and take action on the finding and recommendations suggested • o Ensure regular review of processes is undertaken and potential risks are mitigated from time to time • o Liaise with other branches to learn their best practices and adopt them • o Recommend process level changes based on feedback received from the team, other supporting departments, external market trends • o Manage post disbursement documentation by conducting follow ups with stakeholders, reporting discrepancies to the Management and updating the system on a periodic basis Performance Parameters • o Drive process efficiency by meeting SLAs during transactions • o Ensure reduction in errors and minimum critical escalations • o Keep FTR% and Performance% in check • o Maintain the process quality and resolve errors in minimum TAT • o Keep a check on regulatory norms and ensure data is easily and accurately available to respond to audit queries • o Ensure Follow through on post disbursement processes within agreed TATs • o Review processes and user guidelines on a periodical basis and make/ recommend the necessary changes Customer Management • o Engage with customers depending on the value or complexity of the case. • o Guide & support the collections team in case of any delinquencies in late payment • o Seek out and implement ways to increase client satisfaction through efficient client management MIS and Reporting • Monitor performance parameters on a regular basis and take remedial measures • Oversee the creation of periodic MIS and provide the same to the Zonal Head, together with specific insights to enable them to take critical management decisions • Review process adherence, drive audit compliance and take remedial measures to reduce audit queries. Team Management • Align the team with the overall branch objectives by creating awareness about the performance parameters • Build capability in the team by reviewing performance on a continuous basis and provide training opportunities on desired aspects • Encourage the team to develop innovative solutions to existing problems in transactions and support in their implementation. Client Servicing • Handling branch walkin for all the service requests • On time query resolution • CRM Creation and Assignment/resolution • One ABC portal registration