ABHFL - Credit Manager - Prime - Indore

Job description

Key Result Areas Supporting Actions Underwriting and Portfolio Quality Management • Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines • Seek guidance from seniors proactively and gather insights on technical aspects as well as state/ property specific considerations for effective risk assessment of individual cases • Liaise with relevant Legal, Technical and other verification vendors for Legal-Technical evaluations and clarifications in complex cases, as required • Monitor the bounce rates as per threshold limits. Process Efficiency • Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives • Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations • Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs; escalate to RCM as required. • Effectively managing external vendors to ensure quality of reports & TAT • Efficiently track Cost and ensure they are within budgeted levels. • Ensure accurate data capture in LOS and maintain high quality of documentation. • Ensure collection of Post disbursal documents within assigned time frame.