Analyst/Senior Analyst/Lead Analyst- Annual reviews

Job description

Role & responsibilities Senior Analyst will join the Lending Services (Corporate and commercial banking) team at Evalueserve- • Supporting bankers in critical lending/credit processes across end to end lending journey such as follows: • Financials spreading (PL, BS and CF) on excel based model or lending platform along with key credit • Must have experience in team handling, exposure to periodic MIS, Workflow management • Metrics calculation • Performing PD/LGD spreading on risk rating platforms (Quantitative & Qualitative Parameters) • Calculating covenants in line with facility agreements and providing detailed rationale for covenant • Performing Annual/Quarterly or Half yearly reviews small or medium connections: • Business Overview - Financial Analysis (Historical and Forecast) (Operating, Leverage & Liquidity ratios) • Covenant performance • PD/LGD analysis • Verifying/Calculating compliance against bank transaction guidelines (DSC, FCCR, LTV, Interest cover, leverage etc.) or any other sector-based guideline Required Qualifications • Strong Accounting and financial skills • Understanding and experience of credit review or underwriting role is desirable • Experience on lending platforms or credit search platforms like Credit lens, nCino or Lexis would be preferable. • Excellent interpersonal and ability to build strong team culture • Ability to practice attentive and active listening skills • Challenging current thinking by implementing new ways of working • Strong Accounting and financial skills • Understanding and experience of credit review or underwriting role is Preferable . • Experience on lending platforms or credit search platforms like Credit lens, nCino, Lexis/Nexis, Experian would be preferable • Eye for details and ability to identify and solve issues effectively on time • Good MS Office Skills • Excellent Communication and interpersonal skills • Ability to ensure that tasks within areas of responsibility are completed in a timely manner • Ability to practice attentive and active listening skills • Ability to identify pro-active ways to contribute to firms goals & mission • Challenging current thinking by implementing new ways of working • Bachelor's/Masters degree with a major in finance, economics, accounting or from a reputed institute. Preferred qualifications • Post Graduation/ MBA in Finance domain/ CFA/CA • 3 to 7 years of relevant experience in Commercial Banking domain • Strong Accounting and financial skills \\Good MS Office Skills • Excellent Communication and interpersonal skills.