Area Manager / Branch Manager

Job description

We Equitas Small Finance Bank is Hiring for Branch Manager / Area Manager for Affordable (HL/ LAP) segment for Rajkot Location. Qualifications:- Graduate / Post Graduate with at least 8 yrs of experience in Affordable HL / LAP with handling of Multiple branches along with Team handling role. Key Responsibilities:- • Sales & Disbursement: Meet monthly retail lending targets for affordable home loans and LAP within the designated geographic cluster. • Channel Distribution: Recruit, activate, and manage Direct Marketing Agents (DMAs), connectors, and local builders for lead generation. • Team Management: Lead, mentor, and monitor the performance of Sales Executives and Relationship Managers across multiple branches. • Credit & Compliance: Review customer profiles, verify repayment capacities, and coordinate with credit and technical underwriting teams to streamline loan approvals. • Portfolio Quality: Monitor early delinquencies and coordinate recovery efforts to maintain a healthy, low Non-Performing Asset (NPA) ratio. • Market Knowledge: Deep understanding of the localized low-and-middle-income customer segment, property valuation norms, and local legal documentation. • Core Competencies: Strong team leadership, relationship management, negotiation skills, and a data-driven approach to sales tracking. For any concern / query feel free to connect with us Paresh Makwana 99244 93330 Pareshkumar.makwana@equitas.bank.in