Business Analyst - Loan IQ expert

Job description

**Position Purpose:** To function as a Business analyst with the Banking Platform CREDIT team, catering to a number of applications related to the Credit Domain. To completely manage the End-to-End Credit implementations with Business and other stakeholders. Needs to be involved in the requirements gathering with Business Product Owners, documenting the business requirements and functional specifications. Needs to liaise up with the development teams, testing teams, coordinate testing efforts and be involved in production implementation. **Responsibilities** Direct Responsibilities · To work closely with Product Owners, Users (if required), Testing team and development team to understand the Business Requirements. · In future, take responsibility as Product owner in of agile team. · Ensuring solutions meet business needs and requirements. · Prioritizing initiatives based on business needs and requirements. · To analyze requirements and perform gap analysis independently. · To create, maintain and review business requirements as Epics / User Stories in Jira and improve user stories quality by using QA boost / LLM feedback. · To prepare / review high-level test scenarios and conduct functional testing before releasing the feature / product. · To conduct effective walkthroughs with Business / Development teams on functional requirements. · To conduct effective walkthrough with UX-UI designers for mockups / wireframe creation. · To do effective effort estimation and sprint planning. · Should be comfortable and open to work with onshore stakeholders. · Mentor and help other BA team members to deliver solution. Work on transversal topics spanning across projects, teams. · Responsible for updating documentation on new or existing features with expected details for future references and knowledge transitions. Contributing Responsibilities · Work closely with internal development, architecture and other transversal teams. · Work as a team player for topics spanning across projects, teams. · Quality conscious and appropriate documentation complying to SDLC standards · Monitor quality and appropriate documentation complying to SDLC standards · Writing job descriptions for new roles, conducting interviews and keep track of open positions/ backfills. **Technical & Behavioral Competencies** Technical: · User stories drafting · Prior BA experience with Agile / Scrum background is necessary. · Background in banking, more specifically in Credits domain (structured credits, loans and risks associated). · Analysis, Solution definition and Problem solving. · SQL / Oracle knowledge · Experience in Stakeholder management. Service-oriented attitude and strong commitment to client satisfaction. · Excellent verbal and written communication. · Proven negotiation skills, facilitation skills. Capable of adapting to a new environment / changes and ability to deliver it successfully under pressure towards tight deadlines. · Lead by example. Wellness to learn. · Sincere and hard working. Self-starter, quick learner. · Solution driven, Open positive mindset. · Adopt the changes, able to identify gaps / risks and prepare the mitigation plan to deliver it smoothly. **Behavioral:** · Clear organization skills and ability to manage projects. · Interpersonal skills, ability to consolidate action plans and report progress status. · Analytical, lateral thinker and result-oriented person. · Team player demonstrating self-initiative when necessary. · Manage end-to-end projects with tight tracking and governance. **Skills Referential (Required knowledge, skills and abilities)** **Technical Skills:** - Must have hands on experience on Loan IQ - SQL - JIRA & BDD test case drafting **Behavioral Skills:** - Ability to collaborate / Teamwork - Decision Making - Attention to detail / rigor - Ability to deliver / Results driven **Education Level:** Bachelor Degree or equivalent **Location:** Bangalore