Manager Consulting Expert-Functional Payment Design with SWIFT, NACHA and CHAPS(10-20 Years)

Job description

Position Description Company Profile: Founded in 1976, CGI is among the largest independent IT and business consulting services firms in the world. With 94,000 consultants and professionals across the globe, CGI delivers an end-to-end portfolio of capabilities, from strategic IT and business consulting to systems integration, managed IT and business process services and intellectual property solutions. CGI works with clients through a local relationship model complemented by a global delivery network that helps clients digitally transform their organizations and accelerate results. CGI Fiscal 2024 reported revenue is CA$14.68 billion and CGI shares are listed on the TSX (GIB.A) and the NYSE (GIB). Learn more at cgi.com. Position: Manager Consulting Expert-Senior Techno-Functional Payment Application Designer with knowledge of domestic (NACHA, FedWire) and cross-border (SWIFT) payment schemes. Experience: 10-20 years Category: Software Development/ Engineering Shift: General Shift Location: Bangalore/Hyderabad/Chennai/Pune/Mumbai Position ID: J0726-0358 Employment Type: Full Time Education Qualification: Bachelor’s degree in computer science or related field or higher with minimum 10 years of relevant experience. A talented, versatile, and hands-on \\*\\*Functional Payments Expert\\*\\* responsible for devising and delivering cutting-edge, innovative payment solutions. The ideal candidate is a \\*\\*self-motivated individual\\*\\* with strong awareness of payments industry trends, bank processing models, payment security, and end-to-end transaction lifecycles with understanding of Technology to design a solution. Strong \\*\\*business acumen\\*\\*, positive work ethics, and a \\*\\*collaborative mindset\\*\\* are key to success in this role. The candidate will work closely with \\*\\*cross-functional teams\\*\\* including business, product, analytics, UX, and engineering, requiring excellent \\*\\*articulation, negotiation, and influencing skills\\*\\* due to high stakeholder visibility. This role acts as a \\*\\*bridge between business, product, and implementation teams\\*\\*, translating business needs into scalable, high-performance payment solutions. The individual is expected to be an \\*\\*effective leader, mentor, and thought leader\\*\\*, contributing to future-ready payment architectures and strategies. The role combines \\*\\*functional design leadership, solution selling, and client-facing engagement\\*\\*, requiring deep working knowledge of payments and modern distributed system architectures. Your future duties and responsibilities ead techno-functional design and solution definition for complex payment systems, translating business requirements into scalable and resilient solutions Act as a bridge between business, product, and engineering teams, ensuring alignment across requirements, design, and implementation Drive requirement elicitation, analysis, and documentation, including BRDs, functional specifications, process flows, data/message mappings, and user stories Own end-to-end functional design for payment flows, including initiation, validation, clearing, settlement, reconciliation, and exception handling Define and review functional decomposition aligned to microservices and domain-driven design principles Collaborate with architects and engineering teams to ensure functional designs align with technical architecture (such as microservices, MQ or Kafka-based event flows, database modelling, UI design etc.). Validate functional designs against non-functional requirements such as performance, scalability, resiliency, security, and regulatory compliance Support Development, FAT, UAT and implementation phases, including scenario definition, validation support, and issue analysis. Provide functional guidance during production issue analysis and root cause investigations, especially for payment failures and reconciliation breaks. Engage directly with clients and senior stakeholders, presenting designs, explaining solution options, and influencing design decisions Contribute to solution selling and pre-sales activities, including proposal support, solution walkthroughs, and client discussions. Mentor junior designers and analysts, promoting best practices and thought leadership in payments design. Contribute to future-state architecture and product roadmap discussions, incorporating industry trends, regulatory changes, and emerging technologies. Ensure all functional artifacts are accurate, complete, and audit-ready, supporting operational and compliance needs. Participate actively in Agile ceremonies, backlog refinement, sprint planning, and cross-team design reviews. **Required Qualifications To Be Successful In This Role** Must-Have Skills: General / Functional Skills - Proven experience in \\*\\*product development\\*\\* with strong focus on \\*\\*techno-functional design, decomposition, and solution definition\\*\\* - Strong \\*\\*UML modeling skills\\*\\*, preferably using \\*\\*Sparx Enterprise Architect\\*\\* - Ability to understand, analyze, and document \\*\\*business requirements\\*\\* from diverse stakeholders - Expertise in \\*\\*Business Analysis\\*\\*, \\*\\*Requirement Elicitation\\*\\*, \\*\\*Gap & Impact Analysis\\*\\*, \\*\\*Message/Data Mapping\\*\\*, and \\*\\*FAT validation\\*\\* - Experience producing \\*\\*BRDs, Functional Specifications, Process Flow Diagrams, User Stories, Backlogs\\*\\*, and related artifacts - Excellent \\*\\*written and verbal communication skills\\*\\* - Strong \\*\\*client-facing experience\\*\\*, including interaction with senior executives (internal and external) - Solid understanding of \\*\\*technical aspects of software products\\*\\*, including: - Interfaces & APIs - Connectivity & integration patterns - Databases - Applicati