Manager - Risk - Corporate and SME Finance - Mumbai - Lower Parel

Job description

--- Main Accountabilities Risk Evaluation of the proposals - Understand structure of the transaction and identify key risk and mitigants. - Analyse group financial strength and weakness - Having understanding of various industries Portfolio Monitoring - Identification of Early warning signals to earmark stress accounts and initiation of exit from stress accounts - Proactive monitoring of portfolio for control over credit costs. - Portfolio level reviews Credit Program Development: - Engage in the development, implementation, review, and monitoring of various credit programs to support business growth. - Participate actively in adoption of digital processes and automation. Compliance: - Ensure strict compliance with all audit, regulatory, and company regulations, processes, policies, and reporting systems. - To ensure that all the audit queries are resolved in time with proper justification. Collaboration and Industry Analysis: - Collaborate closely with Vertical risk leader to execute risk management strategies effectively. - Focus primarily on execution rather than planning, ensuring timely implementation of risk mitigation measures. - Conduct industry-level analysis to support decision-making and enhance risk management frameworks. --- Qualifications & Experience - Minimum Degree:  MBA/PGDBA/PGPM/ CA or Equivalent - Minimum Years/type of experience: 2 to 4 years Key Decisions taken - Support in taking risk Approvals of the proposal