Associate - Sales Support-Supply Chain-Sales Support-Delhi - Videocon Towers-J1-J3*

Job description

| | | --- | | **New Business Prospects:** - Originate new business prospects within the SME sector through direct sourcing and open market channels. **Customer Acquisition:** - Acquire SME customers and manage their proposals, guiding them up to the disbursement stage. **Business Generation:** - Meet existing SME clients to identify business opportunities and drive revenue. **Working Capital Facilities:** - Provide SMEs with a range of working capital facilities, such as Overdraft, Cash Credit, Dealer Finance, Vendor Finance, Letter of Credit, Bank Guarantee, Term Loan, etc., based on their specific needs.**Customer Relationship Management:** - Manage and nurture customer relationships, addressing both service and sales queries with the goal of engaging and retaining SME clients. **Cross-Selling:** - Cross-sell retail banking products to SME customers to maximize revenue and meet sales targets. **Credit Risk Assessment:** - Assess the credit risk associated with SME clients and their proposed financing structures. - Collaborate with credit and risk teams to ensure sound credit decisions. **Financial Analysis** - Conduct in-depth financial analysis of SME clients to evaluate their creditworthiness and funding requirements. - Prepare and present comprehensive credit proposals. **Credit Structuring:** - Structure credit facilities for SMEs in a manner that aligns with their business needs and risk profiles. - Optimize the credit solutions offered to SME clients. **Compliance and Regulations:** - Ensure compliance with all relevant regulatory requirements and internal policies. - Stay updated on changes in regulations affecting SME banking. | | **JD Written by** | |