Policy Risk Manager

Job description

Role & responsibilities Policy Development & Governance: - Develop, update, and implement risk policies across credit, operational risk. • Ensure policies remain aligned with regulatory guidelines, internal risk appetite, and industry best practices. -Draft comprehensive policy documents, SOPs, and governance frameworks. -Defining early risk thresholds. • Conduct periodic policy reviews and recommend enhancements. Risk Assessment & Monitoring: • Owned loss numbers and collaborate with credit and collections to deliver the numbers. • Evaluate endtoend processes and identify policyrelated risk exposures or gaps. • Conduct thematic reviews and control assessments. • Monitor early warning indicators and exceptions. • Support development of risk monitoring dashboards. Regulatory Compliance: • Interpret relevant regulatory guidelines and ensure integration into policies. • Liaise with compliance, audit, and business units. Stakeholder Collaboration: • Partner with business teams, credit, operations, compliance, audit, legal, and technology. • Provide risk advisory support. • Conduct workshops and training sessions. Portfolio Monitoring: • Analyze portfolio quality, loss events, and control breaches. • Prepare risk assessment reports and presentations. Governance & Audit Support: • Facilitate internal and external audits. • Document audit responses and ensure closure of findings.