Senior Business Development Officer-WC-Working Capital-Sales

Job description

About The Role   Sr. Business Executive - DSA  Department Business Banking Asset Division-Business Loans Location All Number of Positions 52 Reporting Relationships No Position Grade E0 Job Role:  • This is an Independent role and candidate will manage a business of 40-75L PM (Unsecured Business Loans) • Needs to have a good knowledge of Local market with a special focus on the Self-employed category. Must have experience in that Geography • To understand clients business & provide appropriate products like Business loans, OD facilty • Has to work closely with DSA"™s/do Tele calling/Branch Banking teams for new customer addition. • To cross sell various products like Current Account/Savings account/Life Insurance and General Insurance • To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. • To be alert on competitive elements in the target segments (viz. other banks etc.) &Augment the presence and penetration of the Kotak brand in the target market • Improve efficiency by monitoring accounts sourced, do top ups on existing loans when possible Job Requirements:  • Graduate / MBA • Experience3-4 years in the local market, preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Should have good oral and written Communication skills. • Job Knowledge- The candidate would need to handle Sales for a gamut of products like TL, OD,