Treasury Mid-Office

Job description

**Role Purpose** The incumbent will support by managing the liquidity for the organisation by owning cash flow forecasting, ALCO deck preparation, and treasury MIS. The individual will work closely with Treasury Front Office, Treasury Bank office, Finance and other internal stake holders to ensure accurate, timely inputs for Cashflow projections, ALCO, regulatory reporting and analysis. **Preferred Candidate Profile** - MBA (Finance)/ masters in finance, CA/CMA, or Commerce graduate/post-graduate. - 4 to 8 years of experience in Treasury Mid Office, ALM, Cashflow/Liquidity Management, or Treasury MIS. - Prior exposure to ALCO deck preparation, LCR/liquidity reporting, and stress testing preferred. - Experience in NBFCs, banks, or financial services strongly preferred. - Strong Excel/data skills; exposure to treasury systems or automation tools is a plus. - Ability to work independently with senior stakeholders under tight reporting timelines. **Key Responsibilities** - Prepare and own daily, weekly and monthly cash flow forecasts, including drawdown planning and daily liquidity positioning, consolidating information across business lines, disbursements, collections, borrowings and other cash flow related inputs. - End Use projections - Monitor actual cash flows against forecasts, analyse variances, and continuously refine forecasting accuracy. - Analysis of idle bank balances and proactive steps in optimising negative carry. - Preparation of Short-Term Dynamic Liquidity for reporting in line with Cashflow projections - Independently prepare the ALCO deck end-to-end including compliance with LRM framework to monitor all metrics required by regulation or internal policies. Co-ordination for conducting ALCO meetings. Ensure timely circulation, along with closing minutes of meeting and related compliances. - Support compliance monitoring for Liquidity Coverage Ratio (LCR), Stress Testing in co-ordination with Risk, Contingency Funding Plan (CFP) and other key ALM parameters and flag early warning indicators for management attention. - Co-ordination with various teams in respect to making effective any change in benchmark rates. - Maintain and enhance treasury MIS, dashboards, and reporting templates; drive automation of cashflow and ALCO reporting processes. - Support ad hoc liquidity and treasury analysis requested by the Treasury leadership team. ***Piramal is an equal opportunity employer. Qualified applicants will be considered without regard to age, gender, marital status, sexual orientation, gender identity or expression, disability, or religion.***