Yes First Relationship Manager

Job description

BASIC INFORMATION Job Title Relationship Manager YES FIRST Functional Title Relationship Manager YES FIRST Grade Manager / Senior Manger Management Band Junior Management Business Unit Branch Banking Division SECTION II: KEY RESPONSIBILITIES/ ACCOUNTABILITIES Core Responsibilities Relationship Management : • Managing the banking and investments relationship of YES FIRST clients and responsible for overall growth of Liabilities & Investment business from HNI segment • Develop, manage, and expand YES FIRST customer relationships by providing service level which exceeds client expectations of most important customer segment. • Identify current and potential relationship with additional revenue potential and grow business Generating Incremental Business • Sales targets spread across liabilities, retail assets, business banking, FOREX, cards, investments etc. • Proactively sell the full range of consumer and commercial product to current and potential Yes FIRST HNI Relationships • Increase CASA balance in allocated portfolio either through Deepening or Acquisition • Driving higher product and channel penetration to deepen mapped relationships and to increase wallet share with YES Bank Customer Engagement: • Ensuring portfolio quality by regularly engaging with each mapped relationship and maintaining the desired relationship values • Face to the client and First person Responsible for service and sales satisfaction of mapped clients Investment Advisory • Financial Planning and Investment Advisory to HNI clients • Driving revenue business to generate fee income through products like mutual funds, investments and insurance Process and Audit • Ensure all sales activity is recorded online as per the organizational process • Capture and maximize the business opportunity through detailed client profiling as per organizational process Self-Management Responsibilities • Defines performance goals at the start of the year in discussion with the reporting manager and ensures that the goals are monitored and achieved during the course of the year. • Takes ownership of his/her own learning agenda by identifying development needs in consultation with the reporting manager and working towards bridging the gaps through various means which go beyond just training. • Understands the competencies relevant to his/her role, and works towards displaying as well as developing these effectively. • Keeps abreast of relevant professional/industry developments, new techniques and current issues through continued education and professional networks. Risk and Interna Control Responsibilities • Follows risk policy and processes to mitigate the operational, regulatory, financial, informational, reputational and audit risks as instructed by the departmental manager. • Executes the established internal control systems and compiles relevant information for departmental audits, as necessary. SECTION III: KNOWLEDGE & EXPERIENCE Minimum Qualifications • Bachelor s degree • Master s degree is preferred Years of Experience A minimum of 4 years of relevant experience with at least 2 years in a similar role