Area Sales Manager-2 Wheeler Loan

Job description

Job Requirements About the Role The Area Sales Manager – Two-Wheeler Loan is responsible for driving sales volumes and building a high-quality loan portfolio for two-wheeler financing across branches at a pan-India level. This role focuses on expanding the reach of the two-wheeler loan product across various customer segments and channels, while ensuring compliance, portfolio quality, and cost-effective delivery. The role also involves leveraging technology to enhance customer experience and contribute to the bank’s growth objectives. Key Responsibilities Primary Responsibilities • Acquire new customers for two-wheeler loans in the identified segments. • Consistently meet and exceed monthly targets for new customer acquisition by analyzing customer needs. • Provide regular feedback to Relationship Managers on customer opportunities and requirements. • Ensure adherence to sales norms and Standard Operating Procedures (SOPs) defined by the organization. • Maintain strict compliance with internal policies and external regulatory guidelines. • Ensure quality sourcing aligned with the bank’s credit and operational policies. Secondary Responsibilities • Foster a team environment focused on digital enablement to holistically meet customer needs. • Drive initiatives that support the bank’s rapid growth targets and strategic objectives. • To improve the sourcing from strategic alliances and direct channels. What We Are Looking For Education • Graduate degree in any discipline (Full-Time). • Post Graduation in any discipline preferred. Experience • Minimum 5 years of experience in retail banking or loan sales, preferably in two-wheeler or vehicle financing. Skills and Attributes • Strong understanding of retail lending products and customer acquisition strategies. • Excellent verbal and written communication skills in English are essential. • Ability to analyze market trends and customer behavior. • Execution-focused with a commitment to portfolio quality and compliance. • Tech-savvy with a mindset for digital transformation and customer-centric innovation.