Associate Debt Manager-Recoveries

Job description

Job Requirements Job Requirements Job Description: Position: Associate Debt Manager-Recoveries Company Name: IDFC FIRST Bank Job Type: Full-Time Job Category: Retail Banking Department: Retail Banking > Debt Management-Recoveries > Field > 2 Wheeler & Pre-Owned Cars Location: Delhi, India IDFC FIRST Bank is seeking a highly motivated and results-driven individual to join our team as an Associate Debt Manager-Recoveries. As a leading bank in the retail banking sector, we are committed to providing our customers with the best financial solutions and services. We are looking for a candidate who shares our passion for excellence and is dedicated to helping us achieve our goals. Key Responsibilities: • Manage the recovery process for 2 wheeler and pre-owned car loans in the assigned territory • Monitor and track delinquent accounts and take necessary actions to recover outstanding amounts • Conduct field visits to customers' homes and workplaces to negotiate and collect payments • Build and maintain relationships with customers to understand their financial situation and provide appropriate solutions • Collaborate with internal teams such as legal, risk, and collections to ensure timely and effective recovery • Prepare and submit reports on recovery activities and progress to the management team • Stay updated on industry trends and regulations related to debt management and recovery Qualifications: • Bachelor's degree in finance, business administration, or a related field • Minimum of 2 years of experience in debt management and recovery, preferably in the retail banking sector • Knowledge of 2 wheeler and pre-owned car loan products and processes • Strong negotiation and communication skills • Ability to work independently and in a team environment • Proficient in MS Office and other relevant software • Willingness to travel within the assigned territory We Offer: • Competitive salary and benefits package • Opportunities for career growth and development • A dynamic and inclusive work environment • Training and support to enhance your skills and knowledge If you are a self-motivated and results-oriented individual with a passion for debt management and recovery, we want to hear from you! Apply now to join our team at IDFC FIRST Bank.