Business Policy & Process

Job description

**Role & responsibilities** - Formulate and update credit policies, eligibility criteria, and underwriting norms for affordable loans for priority branches. - Ensure compliance with RBI PSL guidelines and periodic regulatory circulars. - Analyze portfolio performance, delinquency trends, and approval quality for the product and branches. - Propose policy refinements based on risk performance, market dynamics, and regulatory changes. - Coordinate with Business, Credit, Risk, Legal and Operations teams for policy rollout and implementation. - Support audits, inspections, and regulatory queries. **Preferred candidate profile** - Mortgage Background