Business Policy & Process

Job description

Role & responsibilities • Formulate and update credit policies, eligibility criteria, and underwriting norms for affordable loans for priority branches. • Ensure compliance with RBI PSL guidelines and periodic regulatory circulars. • Analyze portfolio performance, delinquency trends, and approval quality for the product and branches. • Propose policy refinements based on risk performance, market dynamics, and regulatory changes. • Coordinate with Business, Credit, Risk, Legal and Operations teams for policy rollout and implementation. • Support audits, inspections, and regulatory queries. Preferred candidate profile - Mortgage Background