Chief Technology Officer

Job description

Experience: 18+ years Location: Mumbai, Bangalore, Pune, Chennai, Hyderabad Notice Period: immediate to 45 Days We are looking for applicant for CTO position in Hyd/Chn/Blg/Pune/Mumbai location, please go through below JD and if you are interested, please share your update resume along with your details in below format. **Role Overview** The Chief Technology Officer (CTO) – BFSI is responsible for defining, governing, and executing the technology vision for banking, financial services, and insurance platforms. The role ensures secure, scalable, compliant, and high‑performance technology ecosystems across **core banking, payments, digital channels, data platforms, and regulatory systems** , while driving innovation and digital transformation. **Key Responsibilities** **Technology Strategy & BFSI Transformation** - Define and execute the **BFSI technology strategy** aligned to business, regulatory, and market needs. - Drive **digital banking, payments modernization, core system transformation, and cloud adoption** . - Lead transformation across **retail banking, corporate banking, lending, cards, payments, capital markets, and insurance** . - Act as a trusted technology advisor for executive leadership and key client stakeholders. **Qualifications & Experience** - Bachelor’s / Master’s degree in Engineering, Technology, or Computer Science - **18–25+ years** of progressive experience in BFSI technology leadership - Prior experience as **CTO / Chief Architect / VP Technology / Head of Engineering – BFSI** - Experience in IT services, product companies, or bank captive units is highly desirable **Core Banking & BFSI Platforms** - Provide strategic oversight of **core banking systems** (Temenos, Finacle, Equation, Avaloq, Flexcube, etc.). - Govern **payments platforms** (SWIFT, SEPA, RTGS, NEFT, UPI, ISO 20022, cards, wallets). - Drive modernization of **legacy mainframe / monolithic systems** to cloud‑native platforms. - Ensure high availability, scalability, and resilience of mission‑critical BFSI platforms. **Architecture, Engineering & DevOps** - Own enterprise and solution architecture for **microservices, APIs, event-driven systems, and cloud-native platforms** . - Establish engineering standards across **DevSecOps, CI/CD, SRE, containerization, and automation** . - Ensure architectural consistency across products, channels, and integration layers. **Security, Risk & Regulatory Compliance** - Own enterprise **cybersecurity strategy** aligned to BFSI regulations and risk frameworks. - Ensure compliance with **RBI / SEBI / IRDAI** , PCI‑DSS, SOC2, ISO 27001, GDPR, data residency laws. - Partner with Risk, Compliance, and Audit teams to proactively manage technology risk. - Drive **secure-by-design** and **compliance-by-design** engineering practices. **Data, Analytics & AI** - Govern data platforms supporting **risk, fraud, AML, credit scoring, customer analytics, and reporting** . - Drive adoption of **AI/ML and Generative AI** for risk, operations, personalization, and efficiency. - Ensure regulatory‑grade data governance, lineage, quality, and reporting. **Delivery & Operations Excellence** - Oversee large‑scale **program delivery, modernization initiatives, and production operations** . - Define KPIs for **availability, latency, defect leakage, security posture, and cost optimization** . - Ensure strong incident, problem, and change management practices for BFSI systems. **People, Leadership & Ecosystem** - Build and lead large global teams across **engineering, architecture, platforms, and operations** . - Drive talent strategy including **skills transformation, hiring, upskilling, and leadership development** . - Lead partnerships with **hyperscalers, fintechs, product vendors, and system integrators** . - Represent the organization with regulators, clients, partners, and industry forums. **Key Skills & Competencies** **BFSI Domain Expertise** - Deep understanding of **banking products, payments, lending, insurance, and regulatory frameworks** - Experience handling **high‑volume, low‑latency, zero‑downtime BFSI systems** - Strong exposure to **digital banking, open banking, API monetization, and embedded finance** **Technical Leadership** - Cloud platforms (AWS / Azure / GCP) in **regulated BFSI environments** - Microservices, APIs, event streaming, DevSecOps, containers - Cybersecurity, IAM, encryption, fraud/risk systems **Executive & Business Leadership** - Strong CXO‑level communication and stakeholder management - Financial acumen for large technology budgets and ROI‑driven investments - Client‑facing leadership experience in BFSI transformations **Key Success Metrics** - Stability and resilience of core banking & payment systems - Regulatory compliance and cybersecurity posture - Transformation velocity and modernization outcomes - Client satisfaction and business enablement - Engineering productivity and talent retention