Financial Analyst

Job description

Job Description 1. **POSITIONDESCRIPTION** **JOBTITLE** FinancialAnalyst **GRADE** M **DEPARTMENT** HumanResources **LOCATION** RO **SUB-DEPARTMENT** Control **TYPEOF POSITION** Full-time **REPORTSTO** RECHead **ROLEPURPOSE OBJECTIVE** - RegionalBudgeting Forecasting - BusinessBudgeting - ExpenseBudgeting - Trackingof Performance against budget in each product line and businessline - Overallbusiness analysis: - Sales - ProfitLine - Growthline - PerformanceAnalysis - EfficiencyParameter- Form Flow, TAT, Productivity - Evaluatingeach Bank Outlet Performance - RegularReviews with HO post regional review - FinancialReview - ProfitabilityAnalysis - EachProduct Line Analysis - EachBusiness Line Analysis - RegionAnalysis - Monitoringof Audit Score and its resolution in the region - CustomerSatisfaction Score and ways to improve the customer satisfactionquotient - NewInitiative implementation and monitoring - PublishingMonthly performance report to the Leadership team - FacilitatingRegulators and Investors Visits/Industry Partners - Supportin study - Assessmentor Evaluation - RRfor the region - Branchscore card and its performance - Costexpenditure analysis - Departmentwise productivity analysis and keeping regional stats updated - Productimprovement: Connect with each Product and aware theirimprovement plan. Remedial plan of action for laggard products. **SIZEOF THE ROLE** **FINANCIALSIZE** **NON-FINANCIALSIZE** - NA **KEYDUTIES RESPONSIBILITIES OF THE ROLE** **Business/Financials** - IndustryAnalysis and Competitor Study: Conducting a competitor study andindustry analysis in partnership with sales and marketing team.Tracking the competitor closely and proposing key take away forUjjivan. - BusinessPlanning and Budgeting: Preparing the long-term business plans,business strategy, yearly business budget forecasts incollaboration with the Business teams. - Trackingof Business Revenues: Publishing and analyzing relevantdashboards highlighting the performance of the business againstthe target/budget. Analyzing the performance of the differentbusiness units and highlighting the performers andnon-performers. Assist business leaders in developing an actionplan for the non-performers. Track revenues. - BranchProfitability: Publish to regional leadership team the analysison profitable/non-profitable verticals, branches etc. **Customer(Both Internal External)** - Incoordination with SQ, analyze on the top customer complaints come up with POA for concerned dept/ cluster/ state - GuideOperations, IT, Business teams for any needful actions to beundertaken pursuant to any new requirements / changes in existingrequirements per law - Analyzeon customer satisfaction: Publish dashboard on key customerservice indicators like TAT, FTNR, Error rate etc. - InternalProcess - Exitclearance : Exit clearance of the exited employees through HRsathi **InternalProcess** - ProcessImprovement: Understanding the current processes followed by thebank and suggest improvement to develop efficiency. Alsodeveloping and reviewing new business processes as per thestrategic goals of Ujjivan. - CostManagement and Cost Control: Tracking the costs of variousverticals against budget and performing the variance analysis.