Group Health Underwriter

Job description

Position Description: Lead the underwriting strategy and team operations for group health and personal accident insurance, ensuring profitability and portfolio growth. Key Responsibilities: • Own the profitability and top-line growth of the Group Health and Group Personal Accident (PA) insurance portfolio. • Lead the evaluation of group proposals by analyzing claims history, coverage terms, demographics, and market dynamics. • Ensure timely and competitive quote generation, with a focus on identifying high-conversion, profitable accounts. • Collaborate with external stakeholders (sales teams, brokers, channel partners, clients) and internal teams (Operations, IT) to support business acquisition and retention. • Drive efficiency within the underwriting team by identifying automation opportunities and providing inputs for IT system enhancements. • Stay abreast of industry trends, regulatory changes, and innovations in the group health insurance space. • Recommend new product ideas and underwriting strategies to maintain a competitive edge. • Manage and mentor a team of underwriters, ensuring high performance, skill development, and alignment with business goals. • Foster strong working relationships across the value chain to support seamless execution and client satisfaction. Key Competencies: • Group Health Underwriting experience and team management skills • Strong analytical and numerical reasoning abilities • Excellent communication skills (oral and written) in English • Ability to build and maintain collaborative relationships with internal and external stakeholders • Proactive, solution-oriented mindset with a focus on operational excellence Behavioral Traits: • Analytical thinking and problem-solving • Clear and effective communication • Collaboration and cross-functional teamwork • Curiosity and continuous learning • Business acumen and strategic mindset